"A place to trade ideas on a number of different topics!"
Aug
28

Choosing a Trustworthy Financial Advisor

You probably have a financial plan somewhere. Only that somewhere is deep down in a part of your brain that you don’t access that much. A financial planner will help turn that dream into a reality so you can live the live you want for yourself and your family. You don’t have to manage your finances alone, you can get help from a trusted advisor to help you set realistic financial and personal goals. Financial planers will take everything into account including your income, insurance, investments, taxes, assets and housing plans. You can get help developing a real plan and

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Aug
27

Avoiding career disaster might be harder than you realize

It’s hard to avoid mistakes that could potentially turn your career into a disaster, and it might just be harder to avoid these pitfalls than you realize. There are plenty of obvious ways to ruin a promising career path, such as sexual harassment, fighting with others, and showing up to work intoxicated. Those are extremes. The truth is people get fired from their positions for much less. Once you get fired, your resume will have a gaping hole in it. You may have to start over at the beginning when that happens. While this is unfortunate, it happens all the

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Aug
26

The purpose of a human resources department

Smart employees avoid Human Resources and for good reason. Most large companies have Human Resource departments and they serve a purpose for a greater good of the organization. They are put into place for a variety of different reasons. Some of the areas they concentrate on are hiring, talent management, putting together compensation plans, employee benefits, compliance, and they often work with management to develop long-term goals for the growth and development of the organization. Additionally, Human Resource departments work with employees and management as a liaison between the two parties to keep the company running smoothly. I do think

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Aug
25

The differences between IRA’s and 401(k) plans

Deciding which type retirement plan to fund sounds deceptively simple: one is offered through an employer and the other is private. Most novice investors know very little about IRA’s and 401(k)’s other than IRA’s are self-funded and 401(k)’s are employer matched. The fact is there are several major differences between an Individual Retirement Account (IRA) and a 401(k) Plan. In order to find out which one is the best for you, you’ll have to know the differences between both of them and evaluate the features and benefits of each one. To best understand them and make a choice between the

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Aug
24

Why successful people ignore you

Why is it that successful people seem to ignore your requests to talk to them or they just don’t notice you? Unfortunately it’s a self-fulfilling prophecy and its usually rooted in anxiety and fear. You may fear how the “successful” person is judging you or you feel inferior in his presence. This attitude will come out in your messages, your introductions and your communications. When a successful person sees you this way, he or she will undoubtedly want to ignore you because you are harmful to their success. You can easily turn this around by starting to have a new

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Aug
22

What is Crowdfunding? Why should my Company care?

In a nutshell, crowdfunding is fundraising by appealing to a crowd. The crowd is provided to the fundraiser(s) through an online platform. The online platform will be called the middleman in this post. The middleman is supposed to make sure that the fundraiser’s claims are true and that, in certain situations, they are credit worthy. The fundraiser is able to appeal to the crowd instead of to a bank institution or one individual at a time. There are several types of crowdfunding, but the most popular are patronage types, pre-selling of products, equity selling and loan lending. Patronage and loan

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