"A place to trade ideas on a number of different topics!"

Archive for February, 2013

Feb
19

Are you Frugal or Cheap?

What is the difference between being frugal or cheap? Are you Frugal or Cheap? While some people look at the difference and think it’s a fine line between being Frugal or Cheap, I think it’s easy to tell. I know I have a wide network of friends, some are frugal, some are cheap, and some are middle of the road. I would consider myself middle of the road, there’s nothing wrong with being neither frugal or cheap. However, I find that frugal people make smart decisions most of the time while cheap people do not. How can you tell if

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Feb
18

Signs you are Living Beyond your Means

What are some signs you are living beyond your means? There are many of them as I soon will illustrate. Saving money and sticking to a monthly budget is so important for an excellent financial future. I try to stress cheap car insurance this regularly to my friends, but I still often see them living beyond their means. Do you dip into your savings in order to pay your monthly bills? If so, you’re only hurting yourself and your dream of a comfortable retirement. You should be putting money into savings each month rather than taking money out of savings

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Feb
17

Websites to use to Make Extra Money

Looking to make some extra money? Look no further than the internet, these websites allow anyone to pick up some extra dough. While some require you to have specialized skills many of them do not. A lot of people use these websites to create income, enough so they don’t have to go out and look for a full time job. One thing I think all of them have in common is you only get out of it the amount of work you’re willing to put in but isn’t that the case with any occupation? Many people use these websites to

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Feb
17

20 Great Things to do with $20

A $20 bill won’t go far, or will it? There are many things you can do with $20 and they can be quite enjoyable. I know I like to see my money go far and nowadays people don’t think $20 is that much money, but I make sure it gives me some satisfaction. Don’t get me wrong, I’ve used $20 bills quickly in the past but I always believe the money has been well spent. What do you do with an extra Andrew Jackson in your pocket? Please feel free to comment on some of your favorite things to do

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Feb
16

Seven Workplace Habits Holding you Back

Everyone wants to get ahead in their career, so how do you do it? There are many ways to get ahead in the workplace, the best advice I can give you is to do the best job you possibly can as it has worked wonders for my career. Having been in the workforce for over fifteen years I have seen some colleagues develop excellent work habits while I’ve seen others leave much to be desired. In this post I’ll try to explain some of the things not to do. Employers notice these things and chances are if you display these

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